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☆ I finally invested my HSA money after writing about millionaires who take advantage of a 'triple tax threat strategy.' I could pocket an extra $233,000 by the time I retire.
▼ + stars: | 2024-03-09 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +12 min

After 65, you can use your HSA money to cover any expense without incurring a penalty, but the funds are subject to income tax. I happily used my HSA money to cover the $1,075 bill. An even smarter move would have been to invest my HSA funds (which I eventually did) and not touch them until age 65. I was relieved when Weiss told me that he also invests his HSA money in a retirement date fund. I asked about how often I should be transferring money from my cash account, where my HSA funds land automatically, to my investment account.

Persons: I've, Brent Weiss, Roth IRAs, HSAs, It's, Weiss, Max, don't, Kathleen Elkins, —, I'm Organizations: Business, Vanguard, IRS Locations: That's, Epsom

☆ I moved to Europe, regretted it, and moved back to the US
▼ + stars: | 2024-03-07 | by ( Alcynna Lloyd | ) www.businessinsider.com time to read: +7 min

Nadia Crevecoeur, a 26-year-old project manager, saw friends have amazing experiences living abroad. In college, I studied international affairs and had the privilege of living abroad in Geneva, Switzerland, and Brussels, Belgium. Courtesy of Nadia CrevecoeurDuring the eight months that I lived in Europe, I felt a lot of isolation and homesickness. While living in Europe, many factors contributed to a larger feeling of "I'm not from here, I'm a foreigner." AdvertisementMy purpose in living abroad was to thrive, but I just wasn't seeing myself thrive like I did back in the States.

Persons: Nadia Crevecoeur, —, It's, it's, I'm, gaslit Organizations: Service Locations: Europe, New York, China, Portugal, Ireland, Germany, France, Denmark, Italy, Geneva, Switzerland, Brussels, Belgium, United States, It's, Haiti, States

☆ My husband convinced me to get pregnant. I had the baby, got laid off, and left him — I'm happy with all of my decisions.
▼ + stars: | 2024-03-05 | by ( Cat Jones | ) www.businessinsider.com time to read: +5 min

At the time, I was working for a great company with amazing perks, and loving life. Cat Jones was happy with the decision not to have kids but agreed to have a baby. Cat JonesHaving a baby wasn't the dream my husband expectedOur daughter was born with silent reflux, meaning stomach acid rose up her esophagus. I asked him to leave, and eventually, when our baby was eight months old, he did, moving back to the US. In just over a year I had become a mom, left my husband, and lost my dream job.

Persons: hasn't, I'm, I've, Cat Jones, couldn't, it's Organizations: Service Locations: New Zealand, Zealand

☆ I became an NFL cheerleader at 29 and learned you're never too old to make your dreams come true
▼ + stars: | 2024-02-28 | by ( Anneta Konstantinides | ) www.businessinsider.com time to read: +8 min

I became an NFL cheerleader when I was 29 — 10 years after I stopped dancing. Dre DiLorenzoMy mom signed me up for dance when I was 3 years old, and I started competing at 6. AdvertisementFrom ballet to the NFL cheer teamThe NFL cheerleaders were holding remote auditions, which was a huge deal. I'm very fortunate that ballet is the foundation of all dance styles, but classic technique is very, very different from dance team and cheer style. I currently do private online training for professional dance teams and NFL and NBA cheer auditions.

Persons: Dre DiLorenzo, I'm, Clara, Dre, COVID, would've, — I'm Organizations: Service, Miami Dolphins, NFL, Business, Radio, New Jersey Ballet, American Ballet Theatre, Lincoln Center, NBA Locations: Miami, New York, New York City, COVID

☆ Tumblr is selling user data to train AI. Things could get weird.
▼ + stars: | 2024-02-28 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +3 min

Read preview404 Media reported that Auttomatic, the company that owns WordPress and Tumblr, is making a deal to provide data from their sites to help train OpenAI and Midjourney. The blog post says that Auttomatic's sites currently block AI crawlers, but when they start sharing data with the AI companies, they'll offer an opt-out from doing so in the future. Reddit has a $60 million-a-year deal to license its data to Google to train its AI. This can be controversial for some users, who feel uncomfortable about their content — on Tumblr, this is often personal writing or photography or art — being used to train AI. When platforms with user-generated content are selling that content to train AI, it feels, well, understandably weird.

Persons: —, Auttomatic, Sherlock Holmes fanfiction, Sherlock, Watson, Reddit, I'm, Midjourney Organizations: Service, Business, Google, Facebook

☆ He always felt he needed a vacation from his life in Chicago. So he retired at 40 and moved into a $110,000 house in the Philippines with his wife.
▼ + stars: | 2024-02-26 | by ( Amanda Goh | ) www.businessinsider.com time to read: +7 min

Read previewAfter a two-and-a-half-week vacation in the Philippines in 2016, Corey Fraser realized he didn't want to go back to his regular life in the US. Corey Fraser and his wife, Rachel. In 2022, Fraser retired early and moved to the Philippines with his wife, Rachel. AdvertisementSince foreigners can't own land in the Philippines, Fraser signed a 25-year leasehold contract on the land instead, with the right to extend his lease for an additional 25 years. Corey FraserIt's been over two years since Fraser moved to the Philippines, and he says he's much happier and healthier than he used to be.

Persons: —, Corey Fraser, Fraser —, Fraser, Rachel, Corey Fraser It's, Chicago — I'm, Chicago —, I'm, it'll Organizations: Service, Business, YouTube Locations: Philippines, Portland, —, Chicago, Negros, Manila

☆ Why Framing Art, Posters, and Photos Is so Expensive
▼ + stars: | 2024-02-25 | by ( Emily Stewart | ) www.businessinsider.com time to read: +12 min

AdvertisementTake a spin around the internet, and it's clear that I'm not the only one with some questions about framing. For preservation purposes, framers will suggest acid-free, lignin-free materials so the art won't get damaged, which adds to the cost. "Glass is incredibly expensive, and part of it is because it's made specifically for picture framing. The day after I spoke with a manager at a midsize framing shop in Brooklyn, I followed up to ask about general price ranges on moldings and mats. How much did the thing you want to frame cost?

Persons: I'd, I've, Big, Hope Dye, they've, Dye, Sven Olsen, Michaels, Kevin Ivester, it's, wouldn't, Ivester, what's, They're, they're, Olsen, Framebridge, that's, Julia Lovett, Lovett, Austin, you've, Julia Mack, Emily Stewart Organizations: Studios, Michaels, Business Locations: Chicago, Mexico, Austin, Brooklyn

☆ 3 lessons Gen Zers say they've learned from 'loud budgeting'
▼ + stars: | 2024-02-25 | by ( Allie Kelly | ) www.businessinsider.com time to read: +6 min

The "loud budgeting" trend taking over social media encourages people to be more vocal about saving and spending habits. Loud budgeting is the opposite of "quiet luxury," Battle said, the financial trend that previously favored high-end clothing and understated displays of wealth. AdvertisementThe loud budgeting trend comes as Gen Zers enter the workforce when the cost of living has become more expensive. Loud budgeting is about everyday people, Battle said, and saving money can be "stylish." AdvertisementFifty-six percent of Gen Zers surveyed said potentially missing out on events with friends and family can be a downside of loud budgeting.

Persons: —, Lukas Battle, Gen Zers, Zers, Steph, Den, she's, Emma, Roth Organizations: Service, Business, Bureau of Labor Statistics

☆ I bought a California ghost town for $1.4 million. Living here gets lonely — but I've found my purpose.
▼ + stars: | 2024-02-25 | by ( Polly Thompson | ) www.businessinsider.com time to read: +6 min

In 2018, my friend sent me a listing for Cerro Gordo, an abandoned mining town in California. In the late 1800s, Cerro Gordo was a prosperous mining town. But right now, I'm sitting 900 feet under a ghost town that's miles away from them. Since I arrived, Cerro Gordo has been hit with storms, fire, a flood, an earthquake, and a blizzard. If I hadn't made this life change, Cerro Gordo would've otherwise just been forgotten, like the hundreds of other towns that were set up in the American West.

Persons: Brent Underwood, Cerro, I'm, I've, Cerro Gordo, Brent, It's, We'll, Gordo, snowstorms, We've Organizations: YouTube Locations: Gordo, California, American, Austin, Cerro Gordo, Cerro

☆ I'm a HENRY financial planner who makes $125,000. Here's how I manage my money — and the mistakes I see others making.
▼ + stars: | 2024-02-22 | by ( Jamie Killin | ) www.businessinsider.com time to read: +4 min

This as-told-to essay is based on a conversation with Georgia Lord, a 27-year-old certified financial planner and HENRY in New York City. I have a few financial goalsOne of my financial goals is to save up for the professional designations available in my field since they can be expensive. To reach my savings goals, I automate at least 20% of my paycheck every two weeks and deposit it in a high-yield savings account. For example, some stock market returns might've been 3% last year, but some high-yield savings accounts have a return of 4.5%. That's just as important as putting $100 into the stock market every week.

Persons: HENRY, Georgia Lord, I've, That's, Ally, CapitalOne360, There's, might've, Roth, We're Organizations: Morningstar, Business, Roth IRA, — Locations: Georgia, New York City, Brisbane, Australia, New York

☆ 23-year-old's dorm room side hustle brings in $124,000 a year: 'You can start with as little as $5'
▼ + stars: | 2024-02-22 | by ( Tom Huddleston Jr. | ) www.cnbc.com time to read: +5 min

After making $200 off her own used clothes, she turned to some of her favorite places to shop: thrift stores. Much of her business' growth came from her dorm room at Duke University, where she graduated last year with a degree in psychology. I had maybe 200 or so items in my dorm room my sophomore year, and now I have 1,300 items [in a storage unit]." How much cash do you need to start a thrifting side hustle? [In terms of the thrifting], you can start with as little as $5.

Persons: they've, Sophie Riegel didn't, I've, Riegel, she's, She's, —, you've, You've Organizations: CNBC, eBay, Duke University, YouTube Locations: AskMakeIt@cnbc.com

☆ My $540-a-night cabin on the world's largest cruise ship was shockingly small and disappointing
▼ + stars: | 2024-02-14 | by ( Brittany Chang | ) www.businessinsider.com time to read: +1 min

I recently sailed on the world's largest cruise ship, Royal Caribbean's new Icon of the Seas . My stateroom was disappointing, and the bathroom was tiny — I'm not sure it would be comfortable for a family. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementIf you're assuming the new world’s largest cruise ship, Royal Caribbean’s Icon of the Seas, must have giant guest cabins, I'm here to give you a reality check.

Persons: — Organizations: Royal, Service, Business

☆ I lost 160 pounds, dropped 7 dress sizes, and reversed my type 2 diabetes — all through diet and exercise alone
▼ + stars: | 2024-02-13 | by ( Jane Ridley | ) www.businessinsider.com time to read: +6 min

Lisa Dove lost 160 pounds when she finally recognized the need to prioritize her health. After losing 160 pounds through a combination of diet and fitness, I realized how dangerous that type of thinking was. I'd eat a grilled cheese and french fries at my desk every day. I'd eat pizza with all the meat and all the vegetables on top. I would literally eat until I couldn't eat anymore.

Persons: Lisa Dove, —, I'd, you've, Dove, Ashley, I'm, I've Organizations: Service, Business

☆ Stock futures are little changed after S&P 500 and Dow slide from record highs: Live updates
▼ + stars: | 2024-02-05 | by ( Hakyung Kim | ) www.cnbc.com time to read: +2 min

S&P 500 futures also inched down 0.1%, while Nasdaq 100 futures slipped just 0.03%. During Monday's main trading session, the S&P 500 lost 0.32%, pulling back from its record high from last week that was powered by megacap tech stocks. "There's a lot of momentum, but I'm worried about [the S&P 500 at] 20 times earnings, and that the Fed's not going to live up to [rate] cut expectations. And I don't see how we get double-digit earnings growth," Doll said on CNBC's "Closing Bell: Overtime" on Monday. On the economic front Tuesday, Wall Street will be keeping an eye out for the New York Fed's household debt and credit report for the fourth quarter.

Persons: Dow, Jerome Powell, Bob Doll, Doll, — I'm, Loretta Mester, Susan Collins, Eli Lilly, Amgen Organizations: New York Stock Exchange, Federal Reserve, Dow Jones, Nasdaq, Palantir Technologies, NXP, Crossmark, Investments, New, Cleveland Fed, Boston Fed, Boeing, Spirit, DuPont, Grill, Ford Locations: New York

☆ Self-made millionaire never 'scrimped on' 3 things: 'Everything else I don't care about as much'
▼ + stars: | 2024-01-31 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +3 min

Throughout her come-up, though, Dunlap says some of the things she chose to spend money on were fairly consistent — even if she could have saved more by cutting back. "It means that my spending is reflecting my values and my hard-earned money is going to the things that I actually love." Fellow self-made millionaire and bestselling author Ramit Sethi calls it the "money dial" approach. It allows him to "spend extravagantly on the things I love, but cut way back mercilessly on the things I don't," he told CNBC Make It last year. "If I tell you, 'never spend money, never step foot in a restaurant,' that doesn't work, that's not sustainable, and frankly, it's not fun," she says.

Persons: Tori Dunlap, hasn't, Dunlap, TJ Maxx, She's, Ramit Sethi Organizations: New York Times, CNBC

☆ We love to hate on LinkedIn. Audiences and ad dollars keep rolling in.
▼ + stars: | 2024-01-24 | by ( Jasmine Enberg | ) www.businessinsider.com time to read: +6 min

AdvertisementA few months later, Bloomberg gave the opposite assessment of the platform, declaring that "LinkedIn is cool now." In 2024, the platform is poised for more growth - and LinkedIn creators will play a major role in its development. Most of that content comes from LinkedIn creators, many of whom have built strong followings and some of whom are monetizing their audiences. "Cringe" can be lucrativeHeavy LinkedIn users aren't just older, they're also well-educated. While LinkedIn has long been central to B2B social marketing strategies, B2C marketers are increasing investment, driving up ad prices and spending.

Persons: Gen, Jasmine Enberg, —, Jordan Davis, I'm, Davis, Zers, they're, Snoop Organizations: Intelligence, Service, LinkedIn, Bloomberg, Facebook, Microsoft, Twitter, Pew Research Center

☆ The affordable new OnePlus 12 phones could make you reconsider options from Samsung, Google, or even Apple. Here's a hands-on look and how to preorder.
▼ + stars: | 2024-01-23 | by ( Antonio Villas-Boas | John Lynch | Senior Tech Reporter | ) www.businessinsider.com time to read: +7 min

Learn moreOnePlus announced the launch of its latest OnePlus 12 and OnePlus 12R phones in the US on Thursday after launching the devices in China in December 2023. Antonio Villas-Boas/Business InsiderThe OnePlus 12 is available to preorder now from the OnePlus website, Amazon, and Best Buy. The OnePlus 12R is also available for preorder from the OnePlus website, Amazon, and Best Buy. The OnePlus 12 supports 80W wired charging speeds and 50W wireless charging speeds, which still astounds me after reviewing hundreds of phones. Photos taken with the OnePlus 12 have truly impressed so far, with gorgeous lighting and vibrant colors that aren’t oversaturated.

Persons: Antonio Villas, Boas I've, I've, I'm, Boas It's, OnePlus, oversaturated, you'll Organizations: Google, Samsung, Apple, Boas, Qualcomm Locations: China

☆ Trump says he 'aced' a cognitive test a few months ago and that his 'mind is stronger now than it was 25 years ago'
▼ + stars: | 2024-01-21 | by ( Katie Balevic | ) www.businessinsider.com time to read: +3 min

Read previewFormer President Donald Trump is now boasting about his mental competency after he confused Nikki Haley and Nancy Pelosi during a recent campaign event. "A few months ago I took a cognitive test my doctor gave me," Trump said. You know Nikki Haley, Nikki Haley, Nikki Haley, you know, they — do you know they destroyed all of the information, all of the evidence, everything, deleted and destroyed all of it. Senior Trump campaign advisor Chris LaCivita later said "Nancy ….Nikki ….its a distinction without a difference" in a post on X. "They're saying he got confused, that he was talking about something else, he's talking about Nancy Pelosi," Haley said, BI reported.

Persons: —, Donald Trump, Nikki Haley, Nancy Pelosi, Trump, Haley —, Nancy Pelosi —, Senior Trump, Chris LaCivita, Nancy …, Nikki …, Haley, Joe Biden, Biden, Joe Organizations: Service, Business, Trump, GOP, Democratic, Capitol, BI, Washington Post Locations: Manchester , New Hampshire, Concord , New Hampshire, Keene , New Hampshire

☆ Nikki Haley questioned whether Trump is 'mentally fit' for office after he confused her with Nancy Pelosi
▼ + stars: | 2024-01-21 | by ( Alia Shoaib | ) www.businessinsider.com time to read: +2 min

Donald Trump appeared to confuse Nikki Haley for Nancy Pelosi during a rally speech. Haley said the gaffe raises questions about whether Trump is "mentally fit" for office. AdvertisementRepublican presidential candidate Nikki Haley questioned whether Trump was "mentally fit" to serve as president after he confused her with Nancy Pelosi in a bizarre rally speech. Advertisement"They're saying he got confused, that he was talking about something else, he's talking about Nancy Pelosi," Haley said. Both Trump and Haley appeared at rallies in New Hampshire on Saturday ahead of the primary in the state on January 23.

Persons: Donald Trump, Nikki Haley, Nancy Pelosi, Haley, Trump, —, Biden, Pelosi, Joe Biden, Barack Obama, Obama Organizations: New, Service, Trump Locations: New Hampshire, Keene , New Hampshire

☆ Jamie Lee Curtis, 65, says she doesn't think about the future because 'the future means that you are going to be dead'
▼ + stars: | 2024-01-17 | by ( Amanda Goh | ) www.businessinsider.com time to read: +2 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Read previewJamie Lee Curtis says she doesn't think about the future now that she's 65. "When you're my age, you're not thinking about the future because the future means that you are going to be dead," Curtis told "Today" host Hoda Kotb. You're thinking about new shoes, new clothes, dentists, schools — everything is the future," she added. "I say what I mean, I mean what I say, I try not to say it mean."

Persons: —, Jamie Lee Curtis, Curtis, Jeremy Allen, She's, she's Organizations: Service, Business, AARP, American Association of Retired

☆ Nick Cannon, who has 12 children, said he spends around $200,000 a year on Disneyland
▼ + stars: | 2023-12-03 | by ( Alia Shoaib | ) www.businessinsider.com time to read: +2 min

Nick Cannon said that he probably spends around $200,000 a year on Disneyland. Cannon has 12 children with six women. AdvertisementNick Cannon, who has 12 children, said he probably spends around $200,000 a year on Disneyland. Cannon lamented that he used to get perks and free access when he used to host Christmas morning at Disneyland. AdvertisementCannon has 12 children with six women, nine of whom were born in a two-year timeframe.

Persons: Nick Cannon, Cannon, —, Mariah Carey Organizations: Service, Breakfast Club, Disney Locations: Monroe

☆ I'm a Swiftie Dad who traded a family summer vacation to take my kids across the country to an Eras Tour concert. It was worth every penny.
▼ + stars: | 2023-11-24 | by ( Cork Gaines | ) www.businessinsider.com time to read: +7 min

We had already been to one Taylor Swift concert, but we wanted to try for a better experience. Additionally, I decided the family needed to forgo our usual summer family vacation and travel from Texas to Los Angeles for our second Taylor Swift "The Eras Tour" concert. A view from the author's seats at the Taylor Swift concert in Houston. The author's better half and their oldest daughter before a Taylor Swift concert in Los Angeles. Photos taken by the author's daughters at the LA Taylor Swift concert.

Persons: Taylor Swift, —, Swifties, Swift, Hannah Gaines, Cork, splurging, Clare, Taylor, Cork Gaines, Hannah, LA Taylor, Clare Gaines, Hannah Gaines Clare Organizations: Service, Ticketmaster, Cork Gaines, Business, Disney World, LA Locations: LA, Texas, Los Angeles, Houston, New York City, Ireland, Puerto Rico

☆ Be warned: Flights are getting bumpier
▼ + stars: | 2023-11-22 | by ( Michelle Mastro | ) www.businessinsider.com time to read: +9 min

Air turbulence is becoming more common and more intense. As the jet stream buckles a bit because it's not as strong as it was in the past, now you have all this energy associated with the jet stream up 30,000 feet or so. But changes to the atmosphere mean these corridors are getting bumpier, so avoiding them could result in smoother flights. But while we can get better at avoiding air turbulence, we won't be able to avoid it altogether. That's why some companies are going back to the drawing board to design airplanes that can better adjust to turbulent air.

Persons: I'd, Isabel Smith, Smith, Paul Williams, Williams, Bill Duncan, You've, John K, didn't, Duncan, Pierre Baqué, Alyson Smith, Michelle Mastro Organizations: University of Reading, Lufthansa, Northern, The Weather Company, Denver, Airbus, National Transportation Safety Locations: Denver, Indianapolis, England, Austin , Texas, Frankfurt, Germany, Washington, Rocky, Swiss, Delta

☆ These 7 'rarest' personality types are the most successful, says CEO who interviewed 30,000 more than people
▼ + stars: | 2023-11-21 | by ( William Vanderbloemen | ) www.cnbc.com time to read: +4 min

Based on my interviews and conversations with CEOs, here are the seven types of successful personalities that are every company's dream:1. How to cultivate the Fast mindset: Make it clear that you value a quick response time. How to cultivate the Solver mindset: Language counts: rebrand problems as possibilities. How to cultivate the Self-Aware mindset: Don't take feedback personally; use it as a tool to become even better at your job. How to cultivate the Curious mindset: When challenges come up, ask questions before throwing out solutions.

Persons: I've, I'm, —, Steve Jobs, It's, you've Organizations: Unicorns

☆ 'Give him the benefit of the doubt': Why one gay GOP leader is holding his fire on Mike Johnson — and wants to know if he has any gay friends
▼ + stars: | 2023-11-20 | by ( Bryan Metzger | ) www.businessinsider.com time to read: +17 min

Again, not to predetermine or predispose the speaker, I just don't know how many gay people he knows. Marjorie Taylor Greene said she voted against him in part because he voted for the "Democrat gay marriage bill." So you're out of step, you're out of line, Marjorie, if you've got a problem with gay marriage. I don't think during that time, President Obama or then-Vice President Biden were supportive of LGBT equality. I'm not surprised it tracks with where he is on gay marriage, it tracks with where he is on LGBT acceptance issues in society.

Persons: Mike Johnson's, We've, Charles Moran, —, Mike Johnson, Johnson, litigating, Moran, he's, Steve Scalise, Tom Emmer, …, Jim Jordan, I'm, Kat Cammack, Johnson's, litigate, He's, Marjorie Taylor Greene, Rick Allen, Emmer, Joe Biden, Marjorie, you've, I've, we've, Donald Trump's, Dylan Mulvaney, Bud Light, Obama, Biden, Hillary Clinton, It's, it's, Lawrence, Barack Obama, Eric Holder, That's, they're, haven't Organizations: Republican, Service, Republicans, Republican Conference, Representatives, Research, LGBT, Democrat, House Republican Conference, Senate, US Initiative, Trump, . Texas, Defense, Republican Party, Human, Education Law, HRC Locations: Roman, America, Louisiana, Georgia, ., Florida

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